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Bank Of America® Secured Visa® Platinum Card |
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Bank Of America® Secured Visa® Platinum Card |
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- Credit Lines available from $300 to $10,000
- Set your own credit limit
- Build or reestablish your credit
- Additional details & information
- Card issued by FIA Card Services, N.A.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
Variable (based on Prime Rate)* |
$29.00* |
N/A* |
Poor / Limited History* |
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The Bank of America Secured Visa® Platinum Card is designed for individuals with poor credit or a limited history who may have difficulty in obtaining an unsecured credit card.
How the Bank Of America® Secured Visa® Platinum Card works:
- Helps you establish a credit history that will benefit you now and in the future.
- You deposit anywhere from $300 up to $10,000 into a Bank of America security deposit account. Your credit line will directly reflect the amount of your deposit.
- Then make purchases with your card up to the amount you have in your security deposit account.
- Pay at least the minimum payment before the due date each month. Paying off your credit card balance in full each month instead of carrying a balance may help. Your security deposit does not cover minimum payments.
- Based on your credit and payment history with your secured card, you may qualify for an unsecured card at a later date.
Another offer that may be of interest to you is the Orchard Bank Secured MasterCard®
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* Please read the online Bank Of America® Secured Visa® Platinum Card application for complete details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all credit card details here are presented without warranty.
When you click on the Apply Now button, you can review this credit card's terms and conditions directly from the issuer's web site.
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